Insurance

UNC System Campuses Health Insurance Requirement

The University System of North Carolina at Chapel Hill requires all eligible students to have health insurance coverage. Eligible students are required to show evidence of an existing “creditable” health insurance policy or they will be automatically enrolled in and billed for the UNC system-wide student health insurance plan, which is administered by Pearce and Pearce, Inc. Eligibility for the insurance system-wide plan is defined as:

Enrolled in a minimum of 6 credit hours (undergraduate) or 1 credit hour (graduate) per semester and
Enrolled in a degree-seeking program and
Eligible to pay the campus health fee

What to Expect and Actions Students Should Take:

Students (both undergraduate and graduate) will automatically be enrolled in and billed for the system-wide student health insurance plan. This charge will show on student accounts after July, 2012.
Students who are already covered by an insurance policy (i.e. through parent plans, family plans or employer-sponsored plans including those in the RA/TA campus plan) can easily opt-out of the plan through a secure on-line process. Once the information has been verified, all charges will be waived. To opt-out the student should visit www.studentinsurance.com and enter UNC-CH in the drop down menu.
Enrolled students are strongly encouraged to complete the on-line waiver process before the end of the spring semester. If the insurance information is verified by July 1, no charges will appear on the student’s account.
The waiver process must be completed by the deadline for submitting a waiver, September 24 for fall semester and February 10 for spring semester.
The charge for the default UNC system student health insurance plan will be removed from the student’s bill once the policy is verified. Verification will begin in June each year.
Students who do not submit creditable health insurance information will be enrolled automatically in the system-wide student health insurance plan and will be responsible for the health insurance premium.

Please note: The UNC-Chapel Hill RA/TA health insurance plan is a separate plan from the system-wide student health plan. Graduate Students with RA/TA status should continue to be enrolled in the RA/TA health insurance plan through their academic program. Students with RA/TA status must submit information to verify enrollment in their plan; they should follow the procedure described above.